new measure to facilitate payment

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After several months of negotiations, the Government and the savings plan administrators reached an agreement to help those affected

After several months of negotiations between the Government and the administrators of savings plans, it was decided through a resolution in the Official Gazette that Companies must offer plan subscribers between April 2018 and September 2019 a deferral of the increase in the price of those goods by up to 12 installments.

In accordance with the text of resolution 14/2020, the following percentages will be deferred from the 12 or less consecutive quotas to expire on which the option may be exercised: from the last four, 10% will be deferred, from the four previous, 20%, and of the first four, 30%.

The mechanism to help subscribers includes the following points:

1. Subscribers may pay the amounts corresponding to the percentages of deferred installments once the savings plan has been completed, up to a maximum of 12 installments, which will be supplementary installments.

2. All administrators must offer this option to clients who have taken out a plan between April 1, 2018 and September 30, 2019 and who will be optional to enroll or not. The deferral is already in force and customers can subscribe until August 30.

3. Subscribers with current, savings and awarded contracts may choose to defer, and in this case they may or may not have received the vehicle, and also those whose contracts as of the effective date of this and from the 1st of April 2018, they are extinguished by resignation, termination or resolution, which must cancel the amount of the installments in arrears at the time of being awarded.

Four. Subscribers who have promoted legal cases and obtained precautionary measures will not be able to take this option with incidence on the payment of their quotas and that they remain in such situation at the expiration date of the term to exercise the option. If they obtain such measures after having opted for the deferral, this will be without effect.

This decision was made in response to the claims of thousands of users who saw their vehicle plan quotas increase by more than 200% in the last two years, as a result of price increases of 0km as a result of the devaluation of the peso. .

Agencies in crisis

Car sales came to a complete halt when the government established social and compulsory isolation. It is not an essential activity, and as such they had to close the doors.

Thus, the sale of cars was recorded only until March 20, closing with less than 20,000 patented units, a historic drop for the sector.

In this context, the problem is as much for the automakers, who had to stop production, as for the points of sale, who had to close their doors. And in the latter case, negotiations to pay less wages are already on the table.

In dealerships, they warned long ago that profitability has fallen while costs have not stopped growing, with large structures to sustain. Now, without a single sale so far in April, they admit they won’t be able to pay the wages.

At the moment they are negotiating a drop that would be around 60%, which would affect many jobs, who in many cases also save the month by commissions thanks to sales, a situation that was cut.

On the other hand, from the entities that bring the concessionaires together, they also ask for a shared effort with the State, regarding the tools they have to provide to overcome the crisis. Credits for wages, to mention one topic, are progressing with difficulties.

In any case, they clarify that, in this area, it is impossible for workers to collect 100% of their wages with closed doors. In addition, after the President’s statements, about the extension of the quarantine, they do not believe that they can start to open next week, which further worsens the situation.

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